While the cost of orthodontic braces can depend on several factors, it usually ends up costing several thousand dollars and one way is to save money with dental insurance that covers braces – if there were such a thing.
Remember – dental insurance hardly ever covers braces, but discount dental plans definitely do cover braces – and that is NOT insurance!
This is a large sum for many people, and it can result in people delaying braces for themselves or their children, which is rarely recommended. Luckily, there are some things you can do to help ease the high expense.
Understanding the Fees
Many times braces for children end up to be an average cost of $4,500 to $6,500. This amount can vary depending on the amount of work that needs to be done to the mouth. For example, jaw problems or braces that need to be worn for an extended amount of time may cost more. Fees also vary depending on where you live and may also be different from one orthodontist to the next, which is why it is always good to compare providers.
Once again, discount dental plans can lower the cost of braces – dental insurance that covers braces is very rare and very expensive.
Dental Insurance
Dental insurance typically covers a percentage of the orthodontic work, but will rarely cover the full amount. Such insurance also usually only covers children, so adults looking for coverage may be disappointed. Many people are still faced with an out-of pocket expense, but many orthodontic offices will be willing to work with you to set up a payment plan. Some offices will even offer a discount on services for those willing to pay upfront, so it is always a good idea to ask.
Discount Dental Plans
A discount dental plan is an excellent alternative vs dental insurance that covers braces for those who don’t have dental insurance. This plan also offers a discount on orthodontic work. Instead of billing the insurance company, the orthodontist will automatically take your deduction from the dental plan and bill you the remainder. Many dental plans offer low monthly fees and work with a number of dental providers, but it is important to check the network of dentists and orthodontists before signing up, just to be sure that there are some practicing in your area.
One of the nice things about a discount dental plan is that it offers you savings on more than just braces. These plans cover all kinds of dental work, and can get you and your family discounted rates on cleanings, x-rays, fillings, root canals and more. If you are without dental insurance or don’t have good orthodontic coverage with your current insurance plan, a dental discount plan is a good alternative to helping you save money on braces vs. dental insurance that covers braces.
AmeriPlan discount health and dental plans are designed to save you money while providing the health and dental care you and your family needs. Get started now and you’ll be amazed at the level of medical and dental services and the low cost.
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