Too many people tend to neglect their dental health until it is too late. Brushing and flossing your teeth regularly is important, but you also need to pay regular visits to a dentist for a cleaning and a check-up. However, being able to afford the cost of dental care can be difficult for many people, especially if you have a pre-existing condition.
Normally, pre-existing conditions mean a waiting period for most any type of dental insurance. But discount dental plans have no waiting period – it’s like dental insurance no waiting period – without the insurance!
Dental procedures can be quite pricey, so just paying for them out of pocket may not be feasible. Fortunately, there are ways to find financial assistance with the cost of dental care. The two most common options are dental insurance and discount dental plans.
Many people simply assume that dental insurance is the way to go. If you have health insurance that helps pay for your medical bills, you may think it makes sense to get dental insurance to help pay for your dental bills. However, there are some disadvantages to dental insurance that you may not be aware of.
One of the main disadvantages to most dental insurance plans is the existence of a waiting period for pre-existing conditions. When shopping for dental insurance no waiting period is ideal, but such plans can be very hard to find. In most cases, your new policy will come with a six-month waiting period. In some cases the period may be even longer. But not so with discount dental plans – there is no waiting period!
What exactly is a waiting period? Insurance companies do not want people to sign up for a policy just because they have a lot of expensive procedures that need to be done. This would cost the insurance company a lot of money, so they include waiting periods with their plans. The insurer will not pay any claims during this period. Instead, you will have to cover the cost of any dental work that needs to be done by yourself.
If you are in need of immediate dental care, this is, of course, a big problem. You may not be able to put off a needed procedure for six months or longer. If you need a root canal, for example, you don’t want to delay having this done for a long time, since your condition could easily worsen.
Fortunately, there are alternatives to dental insurance no waiting periods. The best way to go is to look for a discount dental plan. These plans are not insurance. Instead, they are more like a membership in a club. By joining the plan, you qualify for significant discounts on most dental care.
A big advantage of these plans is that there is no waiting period. As soon as you join and pay your membership fee, you can start receiving the discounted price on your dental care. If you need immediate care, you can sign up right away and qualify for a discount the very same day.
Discount dental plans are often less expensive than dental insurance, but can save you just as much money, if not more. Knowing that you do not have to wait to receive your discount is a big relief. As an alternative to dental insurance no waiting period discount dental plans are the way to go.
AmeriPlan discount health and dental plans are designed to save you money while providing the health and dental care you and your family needs. Get started now and you’ll be amazed at the level of medical and dental services and the low cost.