A: These terms don’t necessarily refer to one specific type or style of coverage but are a general term for health coverage and services that are offered at a discount. Normally a discount health or dental plan won’t offer you the same amount of coverage as a full out insurance policy.
However these plans are often a helpful idea or way to save out of pocket expenses for needed dental work, eye work, or even very basic health issues.
Q: So what exactly type of services do these insurance plans cover?
A: This depends greatly on the exact plan. There are many discount dental insurance plans that cover a few filings, or cover up to a set dollar amount. Discount health plans are the same way. Some plans only take care of prescription drug or medications, while others are only for basic vision (which can be limited to only specific types of vision treatments).
Ameriplan discount dental plan and discount health plans offer many benefits and cost-saving features with four basic plans.
- Ameriplan Dental – click HERE to see details.
- Ameriplan MD Plus – click HERE to see details.
- Ameriplan Healthcare – click HERE to see details.
- Ameriplan Lifestyle – click HERE to see details.
Q: Can you have both a discount dental and a discount health plan?
A: There is no reason you can’t simultaneously have both a dental coverage plan and a dental health plan. However each individual coverage plan will have its own terms and those need to be properly read to be understood.
Q: Why go with a discount dental or health plan?
A: Often times even a discount coverage plan offers more than you would otherwise have. Medical expenses can rack up the overall price pretty quickly. Especially if you find yourself in need of just a very specific treatment such as wisdom tooth removal, or glasses and contacts, a discount plan might provide all the coverage you actually need at a fraction of the cost of a more expensive and all-encompassing insurance coverage.
Q: Why go the discount route as opposed to regular insurance?
A: Many individuals can’t afford full insurance coverage. In this case, you may still need a health or dental treatment but you can’t afford to pay everything out of pocket and you can’t afford full insurance coverage. Many of these plans act as the perfect middle ground to allow consumers to get the treatment they need for less than retail expense.
Q: Are these plans safe or reliable?
A: As with any type of coverage, it’s important for an individual to do all their research on the plan being considered and the reputation of the company offering it.
AmeriPlan discount health and dental plans are designed to save you money while providing the health and dental care you and your family needs. Get started now and you’ll be amazed at the level of medical and dental services and the low cost.
Ameriplan Discount Dental plans and Discount Health Plans are not insurance.