If you have teenagers, you know how expensive braces and other orthodontic treatments can be. The cost of braces can easily run into the thousands of dollars, and if your child needs more involved treatment, the cost can be even higher. Finding a way to reduce these costs and save money is important, particularly if you are on a tight budget.
If you have dental insurance, you may assume that your plan will help pay for some of these costs. However, does dental insurance cover braces? In many cases, the answer, surprisingly, is no. Many dental insurance plans do not actually pay for the cost of orthodontic care.
Even if you are so fortunate as to have insurance that does provide some orthodontic coverage, the amount is often minimal. Such plans generally cover no more than $500 to $1000 worth of treatment. This is usually a lifetime limit, rather than an annual one, as well.
Given the cost of braces, such coverage is basically worthless. Saving $500 of the cost of braces does virtually nothing to make them more affordable. If your child needs orthodontia, you therefore need to find some other way of making them more affordable.
Fortunately, there are some other strategies that you can use to save money on braces so that your child can get the care that he needs. One approach that you should consider is joining a discount dental plan. These plans, such as AmeriPlan Dental Plus, can greatly reduce the cost of such treatment.
While such plans may seem superficially similar to dental insurance, they are not actually an insurance plan. Instead, they are more like joining a buyer’s club. You pay a monthly membership fee, and in exchange, you receive a card that qualifies you for significant discounts on a wide range of dental procedures at qualified medical providers.
The plan negotiates these discounts with different dentists. Before you seek orthodontic treatment, you therefore need to make sure that a particular orthodontist accepts your plan. If they do, you may be able to save as much as 50 percent off the cost of braces!
Considering how expensive braces can be, this can add up to quite a lot of savings. If your child’s braces will cost $4000, joining the plan can reduce the cost to as little as $2000. This is quite a bit more than you would save if you just had dental insurance.
In addition, you may also be able to save some money by negotiating with your orthodontist. For example, if you are able to pay your balance up front, they may give you a discount on the total price. Setting up a monthly payment plan may also make it easier for you to manage the cost of braces.
Does dental insurance cover braces? In most cases, unfortunately, the answer is no. Fortunately, there are ways to cut out of pocket dental expenses and save thousands of dollars on braces – without dental insurance. If you belong to AmeriPlan Dental Plus, you can save quite a lot of money and make braces more affordablefor you and your entire family!
AmeriPlan discount health and dental plans are designed to save you money while providing the health and dental care you and your family needs. Get started now and you’ll be amazed at the level of medical and dental services and the low cost.
If you are needing any financial assistance in paying for your child’s orthodontic work, why not consider the use of a dental discount plan such as AmeriPlan Dental? The discounts that are available are more than likely going to easily save you several thousands of dollars if you are going to be purchasing braces. Unlike regular dental insurance, you will be able to use the discounts from AmeriPlan Dental immediately for all of your needs for dental work. The only exception is when braces are already in process by a different orthodontist.
Ameriplan Discount Dental plans and Discount Health Plans are not insurance.